Important securities documents

• Business Terms and Conditions
• Summary list of charges for private clients
• Investment services contract (CZ)

that before each investment you should perform your own careful risk analysis in terms of the legal, tax and accounting consequences and, if necessary, consult the service with a tax or other advisor. The value of the investment and resulting income may rise or fall while there is no guarantee of a full return of the original invested amount. The previous performance does not guarantee the same performance in future. The prices of investment instruments may rise or fall in response to changes in economic conditions, interest rates and the way that the market perceives investment instruments. Your banker or investment specialist will provide you with more information about investment strategies, product parameters and possible risks, and will gladly answer any other questions concerning investments.